body {
     margin: 0pt;
	 background-image: url(index-images/bg.jpg);
	 background-repeat: no-repeat;
	 background-position: top center;
	 background-color: #EFF0EF;
	 
}

a:active
{
outline: none;
}

a:focus
{
-moz-outline-style: none;
}

div.top {background-image:url(images/bg.jpg); background-repeat:repeat-x; }
div.bottom {background-image:url(images/bg2.jpg); background-repeat:repeat-x; }

h1 {
	font-family: Geneva, Arial, Helvetica, sans-serif;
	font-size: 18pt;
	color: #014F9A;
	text-align: left;
	vertical-align: top;
	top: auto;
	margin: 0pt 30pt;
	font-weight: normal;
	letter-spacing: -1pt;
	padding-left: 55px;
	background:url(images/h1bullet.jpg) no-repeat left;
}
p {
	font-family: Arial, Helvetica, sans-serif;
	font-size: 9pt;
	color: #666666;
	text-align: justify;
	vertical-align: top;
	top: auto;
        margin: 10pt 50pt 10pt 50pt;
}
p.ParaCenter {
	text-align: center;
}

h2 {
	font-family: Arial, Helvetica, sans-serif;
	font-size: 14pt;
	color: #FFFFFF;
	text-align: left;
	vertical-align: top;
	top: auto;
	margin: 10pt;
	font-weight: normal;
	padding-left: 20px;
	background:url(images/h2-bullet.jpg) no-repeat left;
}


a.navlink:link {color: #999999; text-decoration: none; }
a.navlink:visited  {color: #999999; text-decoration: none; }
a.navlink:hover {color: #666666; text-decoration: underline; }
a.navlink:active {color: #999999; text-decoration: none; }

a.bodylink:link {color: #014F9A; text-decoration: none; }
a.bodylink:visited  {color: #014F9A; text-decoration: none; }
a.bodylink:hover {color: #488CCD; text-decoration: underline; }
a.bodylink:active {color: #014F9A; text-decoration: none; }

a.hotlink:link {color: #319244; text-decoration: none; }
a.hotlink:visited  {color: #319244; text-decoration: none; }
a.hotlink:hover {color: #1E8532; text-decoration: underline; }
a.hotlink:active {color: #319244; text-decoration: none; }


li {margin: .6em 0}




ul#ListA {
	font-family: Arial, Helvetica, sans-serif;
	font-size: 10pt;
	color: #666666;
	text-align: justify;
	vertical-align: top;
	top: auto;
	padding: 15pt 55pt;
	list-style-type: disc;
	list-style-image: url(images/bullet.gif);
	list-style-position: left:-20px;
	}
ul#ListB {
	font-family: Arial, Helvetica, sans-serif;
	font-size: 10pt;
	color: #666666;
	text-align: justify;
	vertical-align: top;
	top: auto;
	padding: 15pt 15pt;
	list-style-type: disc;
	list-style-image: url(images/bullet2.gif);
	list-style-position: left:-20px;
	}
ul#ListC {
	font-family: Arial, Helvetica, sans-serif;
	font-size: 10pt;
	color: #666666;
	text-align: justify;
	vertical-align: top;
	top: auto;
	padding: 5pt 10pt;
	list-style-type: disc;
	list-style-image: url(images/bullet3.gif);
	list-style-position: left:-20px;